Hurricane CLaims OVERVIEW
OUR GOAL: HELP YOU TO MAXIMIZE YOUR INSURANCE CLAIMS
Disaster lawyers at Baer Law LLC handle cases where homeowners or business owners have insurance but NEED HELP getting what they are owed.
TIMING
We can help you at many different stages in the insurance process. If you hire us early, we can help with mitigation and other repairs. However, a lot of people choose to come to attorneys after they have already been low-balled by their insurance companies. That’s okay too. If you go this route, make sure you document your communication with your insurance companies before you bring in attorneys, and make sure you are mitigating your losses.
COST
We know times are tough right now. We don’t charge anything on the front end; instead, we get paid on contingency—that means we don’t make any money unless you do. Generally speaking, we only charge for fees, costs, and expenses if we recover money for you.
YOUR CHALLENGES
Multiple adjusters
Having the wind adjuster blame the flood and the flood adjuster blame the wind for property damages
Insurers de-valuing losses
Refusing to pay for covered losses
Outright denying claims
Employing delay tactics
Statute of limitations barring claims determining applicable policy language
Identifying and handling “proximate cause” issues – what directly caused the damage/loss
Insurer misrepresentation of policy benefits and limits
Insurers overly depreciating contents allegations of insured’s lack of maintenance
OUR EXPERIENCE
Attorneys handling hurricane insurance claims must have a full understanding of insurance company tactics to ensure that their clients obtain fair compensation in pursuing hurricane claims. Hurricane claims present numerous complex issues, including insurance companies sending out multiple adjusters; having the wind adjuster blame the flood and the flood adjusters blame the wind for the property damage; insurers undervaluing the client’s losses; refusing to pay for covered losses; or outright denying claims.
Baer Law LLC is comprised of Louisiana attorneys who have both personal and professional experience dealing with disaster recovery. Our attorneys have personally experienced losses from catastrophic storms like Hurricane Katrina, the 2016 Flood, and Hurricane Ida, so we know what it’s like to try to rebuild after a disaster strikes. In addition to our personal experience, our attorneys have extensive professional experience. In fact, our owner and managing partner, Jason Baer used to work for insurance companies. That means we know how insurance companies work. Now that we fight for policyholders, we leverage this knowledge to help make sure policyholders get what they are owed.
Together, our team has handled more than 1,000 property insurance claims, including force-placed insurance matters, flood insurance cases, catastrophic commercial property damage insurance cases, and more. Our team also has experience working on the American Bar Association’s Disaster Legal Service’s team, which helps people deal with FEMA after a disaster.